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Privacy Policy and Data Protection

Introduction

 

This Privacy Policy and Data Protection outlines our practices, including your choices, regarding the collection, use, and disclosure of certain information, including your personal information, by International Insights Pte Ltd (“II”, or “we” and cognate words). It also outlines the methods by which we and our Service Providers may (subject to necessary consents) monitor your online behaviour to tailor our services.

 

This Privacy Policy and Data Protection applies to all visitors to the stevetowers.tax website (www.stevetowers.tax) (“STT Website”).

 

By visiting and/or using the STT Website, you are agreeing to the terms of this Privacy Policy and Data Protection. If you have questions about this Privacy Policy and Data Protection, or our use of your personal information, cookies or similar technologies, please contact us by email at contact@stevetowers.tax.

 

Please note that some terms which are used in this Privacy Policy and Data Protection, are defined in our Terms & Conditions (“T&C”). Those same definitions apply to those terms as used in this Privacy Policy and Data Protection. You can view the most current version of our T&C on the STT Website.

 

 

Information Collection

 

We receive and store information about you such as:

 

  • Information you provide to us: We collect information you provide to us which includes:

    • your name, email address, job title, company name, and country. We collect this information in several ways, including when you enter it while using our service, interact with our Customer Service personnel, etc.;

    • information which you choose to provide to us through our service or otherwise.

 

  • Information we collect automatically: We collect information about you and your use of the STT Website, your interactions with us, as well as information regarding your computer or other device(s) used to access the STT Website. This information includes:

    • your activity regarding the STT Website;

    • details of your interactions with our Customer Service personnel, such as the date, time and reason for contacting us, notes of any conversations, and if you call us, your telephone number;

    • device IDs or other unique identifiers, device and software characteristics (such as type and configuration), connection information, statistics on page views, referral URLs, IP address (which may tell us your general location), browser and standard web server log information;

    • information collected via the use of cookies, web beacons and other technologies. Please see the “Cookies” section of this Privacy Policy and Data Protection for more details.

 

  • Information from other sources: We might supplement the information described above with information we obtain from other sources, including from both online and offline data providers. Such supplemental information could include demographic data, interest-based data, and internet browsing behaviour.

 

Use of Information

 

We use information to provide, analyse, administer, enhance and personalise our services and marketing efforts, and to communicate with you on these and other topics. For example, we use information to:

 

  • prevent, detect and investigate potentially prohibited or illegal activities, including fraud, and enforcing our T&C;

  • analyse and understand our audience, and improve our service (including our user interface experiences, delivery, etc.);

  • communicate with you concerning the STT Website (for example, by email, push notifications text messaging, and online messaging channels), so that we can send you news about the STT Website, details about new features, promotional announcements, and customer surveys, and to assist you with operational requests. Please see the “Your Choices” section of this Privacy Policy and Data Protection to learn how to change your communication preferences.

 

Disclosure of Information

 

We disclose your information for certain purposes and to third parties, as described below:

 

  • Service Providers: We use other companies, agents or contractors (“Service Providers”) to perform services on our behalf or to assist us with the provision of services to you. For example, we engage Service Providers to provide marketing, communications, infrastructure and IT services, to personalise and optimise the STT Website, to provide customer service, to analyse and enhance data (including data about users’ interactions with the STT Website), and to process and administer customer surveys. In the course of providing such services, these Service Providers may have access to your personal or other information. We prohibit them from using or disclosing your personal information except in connection with providing their services.

 

  • Protection of II: II and our Service Providers may disclose and otherwise use your personal and other information where we or they reasonably believe such disclosure is needed to (a) satisfy any applicable law, regulation, legal process, or governmental request, (b) enforce our T&C, including investigation of potential breaches thereof, (c) detect, prevent, or otherwise address illegal or suspected illegal activities, security or technical issues, or (d) protect against harm to the rights, property or safety of II, the users of the STT Website or the public, as required or permitted by law.

 

  • Business transfers: In connection with any reorganisation, restructuring, merger or sale, or other transfer of assets, we may transfer information, including personal information, provided that the receiving party agrees to respect your personal information in a manner that is consistent with this Privacy Policy and Data Protection.

 

Whenever in the course of sharing information we transfer personal information to countries or regions with comprehensive data protection laws, we will ensure that the information is transferred in accordance with this Privacy Policy and Data Protection and as permitted by the applicable laws on data protection.

 

You may also choose to disclose your information in the following ways:

 

  • Certain portions of our service may contain a tool which gives you the option to share information by email, text message and social or other sharing applications, using the applications on your smart device;

 

  • Social plugins (including those offered by Facebook, X (formerly Twitter), and LinkedIn) allow you to share information on those platforms.

 

Social plugins and social applications are operated by the social networks themselves and are subject to their terms of use and privacy policies.

 

Your Choices

 

If you no longer want to receive certain communications from us via email, simply click the “unsubscribe” button available in our emails.

 

To exercise choices regarding cookies set through the STT Website, as well as other types of online tracking, see the “Cookies” section of this Privacy Policy and Data Protection.

 

Security

 

We use reasonable administrative, logical, physical and managerial measures to safeguard your personal information against loss, theft and unauthorized access, use and modification. Unfortunately, no measures can be guaranteed to provide 100% security. Accordingly, we cannot guarantee the security of your information.

 

Other Websites, Platforms, and Applications

 

The STT Website may be provided through and/or utilise features operated by third party platforms, or contain links to sites operated by third parties whose policies regarding the handling of information may differ from ours. For example, you may be able to access the STT Website through platforms such as computers, mobile devices, and several other internet connected devices. These websites and platforms have separate and independent privacy or data policies, privacy statements, notices and terms of use, which we recommend you read carefully. In addition, you may encounter third party applications that interact with the STT Website.

 

Changes to this Privacy Policy and Data Protection

 

We will update this Privacy Policy and Data Protection from time to time in response to changing legal, regulatory or operational requirements. The most current version of the Privacy Policy and Data Protection, showing the most recent updates and the effective date of such updates, can be viewed on the STT Website. Your continued use of the STT Website after such updates take effect will constitute your acceptance of those changes. If you do not accept any updates to this Privacy Policy and Data Protection, you should discontinue your use of the STT Website. To see when this Privacy Policy and Data Protection was last updated, please see the “Last Updated” section of this Privacy Policy and Data Protection.

 

Cookies

 

We and our Service Providers use cookies and other technologies for various reasons. For example, we use cookies and other technologies to make it easy to access our services by remembering you when you return, to provide and analyse our services, and to learn more about our users and their likely interests. We want you to be informed about our use of these technologies, so this notice explains the types of technologies we use, what they do and your choices regarding their use.

 

1. What are cookies?

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Cookies are small data files that are commonly stored on your device when you browse and use websites and online services. They are uniquely assigned to your device and are sent back to the originating website on each subsequent visit or to another website that recognises that cookie. Some of the cookies used by the STT Website are set by us, and some are set by third parties who are delivering services (such as web analytics) on our behalf.

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2. Why does the STT Website use cookies?

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We and our Service Providers may use the following types of cookies:

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  • Essential cookies: These cookies are strictly necessary to provide the STT Website. For example, we or our Service Providers may use these cookies to help us to enforce our T&C, prevent fraud and maintain the security of our service.

 

  • Performance and functionality cookies: These cookies are not essential, but they help us to personalise and enhance your online experience with the STT Website. For example, we use these cookies to collect information (such as popular pages, viewing patterns, click-through and other information) about the use of the STT Website so that we can enhance the STT Website and conduct market research. Deletion of these types of cookies will result in limited functionality of the STT Website.

 

 

3. How can I exercise choice regarding cookies and other types of online tracking?

 

  • By using the STT Website, you agree that we can place cookies on your computer or device as explained above. However, you can control and manage cookies in various ways. Please bear in mind that removing or blocking cookies can impact on your user experience and parts of the STT Website may no longer be fully accessible.

 

  • Browser controls

    • Most browsers will allow you to see what cookies you have and delete them on an individual basis or block cookies from particular or all websites. Be aware that any preference you have set will be lost if you delete all cookies, including your preference to opt-out from cookies as this itself requires an opt-out cookie to have been set. For more information on how to modify your browser settings to block or filter cookies, see http://www.aboutcookies.org/ or http://www.cookiecentral.com/faq/.

 

 

Data Protection

 

We have appointed a Data Protection Officer, and contact details are as follows:

 

Data Protection Officer

International Insights Pte Ltd.

#09-01, 20 Collyer Quay, Singapore, 049319

Email: contact@stevetowers.tax

 

Last Updated: 17 March 2025

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